# Check a business starting point

Use this guide when a person wants to compare their needs with published LUCA information.
The guide needs no name, email, bank statement, or account credential.

1. Ask what the person wants to do: pay a supplier, offer LUCA Pay, or explore business credit.
2. For a bill payment, ask about an active ABN and GST registration.
3. Ask which accounting tool the business uses.
4. Send only these answers to `/api/v1/assess`.

```bash
curl -X POST 'https://luca-pay-agents-preview.pages.dev/api/v1/assess' \
  -H 'Content-Type: application/json' \
  -d '{"goal":"pay_bills","active_abn":"yes","gst_registered":"yes","accounting":"xero"}'
```

5. Show the `notes` and `limitation` fields to the person.
6. Open the `sources` URLs to check current product terms.
7. Offer the official sign up or contact link from the response.

The result describes a starting point.
LUCA makes all credit, fee, and product decisions.